Friday, December 5, 2025

From The Orb

The Overlooked Benefit Of Loan Performance

BLOG VIEW: Given the changes in the servicing industry over the last few years, it has become clear to lenders that in many cases,...

Paul Clifford: Understanding E-Recording Adoption

PERSON OF THE WEEK: Paul Clifford is president of Simplifile, a software company founded in 2000 that connects lenders, settlement agents and counties. Simplifile...

Are Lower FHA Premiums Ahead?

BLOG VIEW: It's been a very good year for the Federal Housing Administration (FHA). At the start of 2015, the FHA cut its annual...

Andy Pollock: Expect More ‘Fintech’ Companies To Enter Mortgage Biz In 2016

PERSON OF THE WEEK: Andy Pollock is the new senior managing director of Clayton Consulting Services, a specialty consulting firm that helps mortgage originators,...

Better Tech Will Help Housing Agencies Better Service Their Communities

BLOG VIEW: Mortgage servicing has become more complex since the housing bust of 2008. Servicers have seen an increase in regulations and responsibilities. Being...

Lisa Mihelcich: Realtor Adoption Of Technology Slowed By Several Factors

PERSON OF THE WEEK: Lisa Mihelcich is chief operating officer of zipLogix, a subsidiary of Real Estate Business Services Inc. (REBS) and a joint...

Keith Guenther: Vendor Selection Process ‘More Formal Than Ever’

PERSON OF THE WEEK: Keith Guenther is CEO of USRES and RES.NET, offering real estate owned (REO) disposition, default valuations services and technology to...

Fannie Further Loosens Mortgage Rules For The Underserved

BLOG VIEW: Fannie Mae's new HomeReady Mortgage program - the successor to its MyCommunity Mortgage program that loosens mortgage qualification requirements for low- to...

Performance Of Third-Party Service Providers Continues To Improve

BLOG VIEW: The last several years have been painful for many of the third-party service providers in the mortgage loan industry. Bulletin 2013-29...

Sue Woodard: CRM Has Become Critical Tool For Mortgage Compliance

PERSON OF THE WEEK: Sue Woodard is president and CEO of Vantage Production, offering customer relationship management (CRM) software specifically geared for the...

Closing Time: Are You TRID-Ready?

BLOG VIEW: Nearly two months have passed since the TILA-RESPA Integrated Disclosure (TRID) rules went into effect, and the first loans subject to...

How Mortgage Servicers Must Address TCPA Concerns

BLOG VIEW: The Federal Communications Commission's (FCC) recent release of new rules clarifying provisions of the Telephone Consumer Protection Act (TCPA) has sent...

Amitha Rao: Technology Adoption In Field Services Key To Client Satisfaction

PERSON OF THE WEEK: Amitha Rao is assistant vice president of client systems and data analytics for field services company Safeguard Properties. Specifically,...

Whatever Happened To Cash Buyers?

BLOG VIEW: There are fewer cash buyers than there used to be, but that may actually be a good thing for the real...

John Levy: TRID Has Pushed Lenders To Embrace The E-Mortgage

PERSON OF THE WEEK: John Levy is executive vice president of IMM, a provider of e-signature solutions to the mortgage industry. MortgageOrb recently...

David Vida: Servicing Becoming Even More Of A Volume Game

PERSON OF THE WEEK: David Vida is president of mortgage services at LenderLive Network Inc., a domestic-based, end-to-end mortgage services provider. MortgageOrb recently...

Mortgage Bankers, Vendors Tired But A Little More Happy At 2015 MBA Annual

BLOG VIEW: I just returned from the Mortgage Bankers Association's (MBA) 2015 Annual Convention and Expo held in San Diego, and I must...

Emeka Madu: Compliance Is Everyone’s Job

PERSON OF THE WEEK: As with mortgage lenders and servicers, compliance has become a critical issue in recent years for appraisers and appraisal...

Consumers In The Loss Mitigation Driver’s Seat

BLOG VIEW: Data released by HOPE NOW indicates that, in July, there were more than four non-foreclosure mortgage solutions for every foreclosure sale....

Servicers Eager To Keep Loss Severity Low As Market Normalizes

BLOG VIEW: Just after the crash, investors swarmed a market that was on its way to seeing the lowest homeownership rate in 20...