Friday, December 5, 2025

From The Orb

Dennis Boggs: Mortgage Lenders Moving Rapidly To Cloud-Based Origination

"A great deal of the origination process is now digital, and we are getting very, very close to complete e-mortgages."

Surety Bond Now Required For Idaho Appraisal Management Companies

BLOG VIEW: In Idaho and across the country, the appraisal management industry is still young, but a new law passed by the state will...

Sam Heskel: Appraisers Are Badly In Need Of A Raise

"Already, we’re seeing appraisers in some rural areas charging $800 for an appraisal, which is about double what lenders are usually willing to pay."

Anita Bush: How Fannie’s New Investor Reporting Requirements Will Impact Servicers

PERSON OF THE WEEK: Anita Bush is assistant vice president of mortgage servicer product development for FICS, which offers a variety of tools for...

New Automated Verification Services Lead To Improved Loan Quality

BLOG VIEW: At first glance, there has never been an easier time to get a loan. Financial institutions and lenders saturate the market with offers of low-cost credit - all promising quick approval.

Jim Mortensen: Auto-Verification Reduces Fraud, Improves Loan Quality

PERSON OF THE WEEK: Jim Mortensen is vice president of identity solutions for Early Warning, a provider of automated verification solutions to the mortgage industry.

Arturo Garcia: AVMs Advancing But Will Never Replace Human Appraisers

"There will always be a need for local knowledge and expertise, not to mention an on-site evaluation of the physical property."

Michael Ball: Online Lending Platforms Will Increase Competition

PERSON OF THE WEEK: Michael Ball is vice president of markets and strategy for Integrated Media Management (IMM), a provider of e-signature and automated...

Another Reason To Adopt E-Mortgage Technology: Making The Lorax Happy

BLOG VIEW: There are lots of great reasons for mortgage lenders to adopt the e-mortgage, but one huge benefit that sometimes gets overlooked is...

Has TRID Really Lowered Lender Profits?

It may be that TRID's apparently negative impact on the bottom line is less certain than initial numbers suggest.

Kapil Dhakad: Technology Enabling Lenders, Servicers To Bring Compliance In-House

PERSON OF THE WEEK: Kapil Dhakad is vice president of IndiSoft, a provider of software and integration services to the mortgage industry.

William Fall: The Biggest Challenge With Collateral Underwriter ‘Is The Scores’

PERSON OF THE WEEK: William Fall is the founder and CEO of Valuation Partners, a national appraisal management company with access to thousands of...

Greg Schroeder: The Critical Importance Of Monitoring Third-Party Relationships

PERSON OF THE WEEK: Greg Schroeder is president of Mission Viejo, Calif.-based Comergence Compliance, which is focused on third-party originator and appraiser risk management and offers a SaaS-based vendor management solution.

Larry Alston: Mortgage Lenders Must Embrace Big Data

PERSON OF THE WEEK: Larry Alston is senior vice president and general manager for Mortgage Builder Inc., an Altisource business unit that combines best...

Katharine Loveland: Lenders Now Shifting Their Focus To HMDA

PERSON OF THE WEEK: Katharine Loveland is executive vice president (EVP) for software delivery and professional services at Accenture Mortgage Cadence, a provider of...

Does Your Sales Strategy Need Spring Cleaning?

CLOSING TIME: By most accounts, 2016 should be a solid year for mortgage lending. The Mortgage Bankers Association is predicting the best year for...

Jeff Birdsell: Reverse Mortgages Are Also Financial Planning Tools

PERSON OF THE WEEK: Jeff Birdsell is vice president of professional services for ReverseVision Inc., a provider of reverse mortgage technology. MortgageOrb recently interviewed...

Scott Stein: Collaboration Is Key To Improving The Mortgage Borrower Experience

PERSON OF THE WEEK: Scott Stein is vice president of sales for Roostify, which provides Web-based software for automating the mortgage process from application...

UnHARPing: A New Opportunity For Mortgage Lenders?

Only about 10% of existing HARP borrowers have refinanced, according to Freddie Mac, so there are a lot more who could emerge as refinancing candidates.

Sharon Matthews: MISMO Adoption Is Key To Getting Head Start On HMDA

PERSON OF THE WEEK: Sharon Matthews is president and CEO of mortgage compliance technology provider eLynx. MortgageOrb recently caught up with Matthews to find...